Hello everyone, ๐Ÿ˜„

Itโ€™s that time of year again, with Christmas now only 1 week away, a time of joy, celebrations and presents!

However, for some this time of year can be financially difficult, especially after this yearโ€™s extreme circumstances with COVID-19, many have had hours cut or lost their jobs. With some people, this may have led to borrowing or taking out credit or store cards just to pay bills or get Christmas presents for loved ones.

Often at times itโ€™s easy to lose track of debts and before long you it may feel as though you are trapped and unable to pay it off, this can be even harder to cope with for those that suffer from mental health.

But all is not lost, there are often times when customers will call in to us here at Utilita looking for help, because they are struggling to keep up with their bills or debts, and during these times our agents will discuss other ways of help such as StepChange Charity.

So, what is StepChange and how can it help you?

StepChange is a non-profit debt charity which is there to help anyone who is struggling with debt. StepChange offers free debt advice and will provide you with every option available to you and your circumstances.

By talking to StepChange their agents will:

- Help you work out your budget, income and debts
- Help use this information to find a solution to your debt that suits your situation
- Help set up your debt solution, and offer support however long it's needed

So please if youโ€™re struggling with debt please give StepChange a call today and see how they can help you. Donโ€™t feel trapped, take back control and get a sense of relief this Christmas (and all year round) ๐ŸŽ„๐ŸŽโ€‹โ€‹โ€‹โ€‹โ€‹โ€‹โ€‹

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